Personal loans made to fit your life
- Loans up to £10,000
- Decision in minutes
- No fees
(with no impact on your credit score)
Get your personalised quote
Use our calculator to see illustrative rates. After that, check your eligibility to get a customised rate, without any impact on your credit score.
£
months
Representative example
Borrowing £10,000 over 48 months at Representative 24.9% APR and interest rate 24.9% p.a (fixed) with monthly repayments of £317.64 and a total amount payable of £15,246.76. This example is for illustration purposes only. The rate and term you are offered is dependent on your individual circumstance. Rates from 19.9% APR to maximum 38.9% APR. Loan terms for 12 – 60 months.
When consolidating your existing borrowing, you may extend the term of your debt and increase the total amount you repay.
${ loanTerm } monthly repayments of
£${ poundval }.${ penceval }
Total repayable
£${ totalRepayableAmount | formatCurrency }
Representative APR
24.9%
Representative example
Borrowing £10,000 over 48 months at Representative 24.9% APR and interest rate 24.9% p.a (fixed) with monthly repayments of £317.64 and a total amount payable of £15,246.76. This example is for illustration purposes only. The rate and term you are offered is dependent on your individual circumstance. Rates from 19.9% APR to maximum 38.9% APR. Loan terms for 12 – 60 months.
When consolidating your existing borrowing, you may extend the term of your debt and increase the total amount you repay.
How it works
1. We run a soft credit check
Just to see what you're eligible for — with no impact on your credit score.
2. Get a personalised offer
Based on your financial profile.
3. Apply when you're ready
Get your money fast if approved. During busy times, it may take up to 5 working days.
Why choose Oakbrook?
Loans designed for your life
- Borrow from £1,000 to £10,000
- Fixed monthly payments that fit your budget
- No upfront or arrangement fees
- Supportive, jargon-free experience from start to finish
Loans shouldn’t be hard work
We make sure it’s affordable for you
Applying for a loan can be daunting. We ensure that you qualify for the loan before we give you the funds.
Checking won't impact your credit score
You can see if you're eligible for the loan and get a decision in minutes; without any impact to your credit score.
No hidden fees at any time
A loan from Oakbrook is transparent; what you see is what you get.
You’re in control with an online account
You can control your money 24/7 using your online account to manage your loan.
Frequently asked questions
How long after applying will I receive my loan?
Can I make overpayments on my loan?
Do you charge any fees?
Do direct debits come out on a Saturday?
Is Oakbrook Loans legit?
What is Oakbrook Finance?
What is a personal loan?
News and updates
What “Final Checks” Means on a Loan Application and How Long It Takes
Waiting for final checks on a loan application? Learn what lenders check, how long the process takes, what can cause delays and what happens next.
Direct Lender, Broker, or Comparison Site: Who Actually Lends You the Money?
Direct lender, broker or comparison site? Learn who actually lends the money, how each route works, credit searches, fees and what to check before applying.
What "Quick" Actually Means: The Real Timeline of a Loan Application
If you've ever looked into borrowing money, you've probably seen the word "quick" used a lot. But what does that actually mean in practice and how long should you realistically expect the process to take
